Term vs. permanent life insurance: How to choose what’s right for you
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Why do most people dislike permanent life insurance? Because they evaluate it with a consumer mindset. They ask: “How much does it cost?” “What’s the return?” Wealthy families ask different questions: “How stable is it?” “How liquid is it?” “How tax-efficient is it?” “How does it protect my structure?” Term S&P solves growth. Permanent insurance solves certainty. Different mindset. Different level.
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