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investopedia.com
401(k) Loans: Reasons to Borrow, Plus Rules and Regulations
When a 401(k) loan is borrowed in the right way, it should not have a negative impact on your retirement savings. But be aware that not all 401(k) providers will approve a 401(k) loan.
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5 Problems With Loan Structuring — And Why They Keep Investors Stuck 🧱 We see these all the time. People want to grow a property portfolio but get stuck after property #1 or #2 because of how their loans were set up. Here’s what usually went wrong: ❌ 1. Focused on product, not strategy Chasing the lowest rate with no long-term structure in place. ❌ 2. No tax-effective structuring Mixing deductible and non-deductible debt = lost tax savings longer to pay off your home. ❌ 3. Cross-collateralised
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