What is Home Equity & How Can You Use It? - Mortgage Choice
What is Home Equity & How Can You Use It? - Mortgage Choice
May 25, 2023
mortgagechoice.com.au
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What is Equity? 🏡 In simple terms, your home’s equity is the difference between what your home is worth and what you still owe on your mortgage (source: Freddie Mac). Thanks to recent home price appreciation, today’s homeowners are sitting on near-record levels of equity. Here’s the breakdown: 🔹 39.3% own their home free and clear 🔹 29.3% have a mortgage but over 50% equity 🔹 31.4% have less than 50% equity 📊 The average homeowner has about $311,000 in equity right now. 💡 So what can you d
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