Mortgage and Real Estate Articles from Mortgage Research Center
5 days ago · Mortgage Research Center features mortgage news and advice for homebuyers from a team of experts in mortgage, real estate and personal finance.
Mortgage Rates Today, Jan. 15, 2025: Today's Important Inflation …
2 days ago · The average 30-year fixed rate mortgage is 7.11% today, a decrease of 0.06% since yesterday. The 15-year fixed mortgage rate stands at 6.23%, down by 0.05%.The 30-year FHA mortgage now averages 6.5%, having dropped by 0.03.Meanwhile, the 30-year jumbo mortgage rate is 7.4%, reflecting a decrease of 0.01%.
2025 Mortgage Rates Forecast: The Case for 5% Rates
8 hours ago · Period Begin Period End Duration Summary of Period; June 1973: March 1975: 1 yr 9 months: Rates rose from 7.75%, peaked at 10.03%, and fell to 8.86%. Oil embargo causes inflation.
25 Experts Offer Homebuying Advice for 2025
Jan 7, 2025 · 5. Craig Berry: Prepare Now, Even If Your Buying Timeline Is Far Off. Craig Berry is a loan originator and content creator on TikTok, Instagram, as well as on traditional media. Trying to time the housing market for a 2025 purchase can be …
How to Refinance Your Home - Mortgage Research Center
Types of refinance loans Traditional Traditional, or rate-and-term refinance loans, work for most refinancing needs. You'd get a rate-and-term refinance loan if you're looking to lower your monthly payment, interest rate or loan term.
2025 Mortgage Rate Forecast: Experts Weigh In
Nov 5, 2024 · If you’re unsure about where mortgage rates are headed in 2025, you’re in good company. It seems mortgage rates have everyone guessing after a massive about-face following the September Fed rate cut.
Conventional Loan Requirements in 2025 - mortgageresearch.com
Nov 29, 2024 · Updated 2025 conventional loan requirements and guidelines. What, exactly, do lenders consider to be extenuating circumstances? Some of the most commonly accepted reasons include:
FHA Streamline Refinance: 2025 Guidelines and Requirements
Feb 7, 2024 · Net Tangible Benefit Requirement for FHA Streamline Refinances. To qualify for a streamline loan, refinancing has to provide you with what the FHA refers to as a "net tangible benefit."What counts as a net tangible benefit varies based on the type of mortgage you have and the type of loan that you’re refinancing to.
A Complete Guide to FHA Refinances: Eligibility, Requirements, …
Aug 23, 2024 · Article Sources MortgageResearch.com often links to authoritative websites to verify facts and claims made in our articles. Read our editorial standards for more about our mission to deliver accurate and impartial content.. HUD
What Is a Mortgage and What Can It Do for You? - Mortgage …
Jun 17, 2024 · How Large of a Mortgage Can I Get? There are two things to consider when calculating how large of a mortgage you can get: your individual borrowing capacity and the maximum loan limits of the mortgage program you’re applying for.. As we already mentioned, lenders use your debt-to-income ratio to determine how large of a loan you qualify for.