Dec 11, 2025 · Mortgage rates by credit score vary depending on your finances and lender. A score of 740 typically guarantees the lowest interest rates, but borrowers with moderate credit can find...

Aug 23, 2025 · Explore how your credit score impacts FHA mortgage rates and discover ways to secure a favorable interest rate based on your credit history.

Aug 8, 2025 · Understand how your credit score affects mortgage rates in 2025. Find out what today’s rates are and how to improve your score for better loan terms.

Jan 29, 2025 · You generally need a credit score of at least 580 to qualify for a mortgage, and a score of 760 or higher to get the best interest rate. Your credit score can directly impact your eligibility for …

Dec 2, 2025 · Borrowers with a 640 credit score often face higher interest rates compared to those with higher scores. This difference can lead to significantly increased monthly payments and overall loan …

Feb 25, 2025 · For the best possible mortgage rate (currently 6.5 percent, according to the chart above), your credit score should be at least 760. This score sits in the middle of the range of what FICO® …

Today's mortgage rates Compare rates for the mortgage loan options below. The following tables are updated daily with current mortgage rates for the most common types of home loans. Search for …

Dec 8, 2025 · A higher credit score often leads to lower mortgage rates, which can reduce your monthly payments and total loan costs.

Aug 19, 2024 · With a 640 credit score, expect an FHA interest rate around 3.625% for a typical loan, like a $250,000 home with a 3.5% down payment. This score qualifies you for an FHA loan, but you …

What's your personalized mortgage rate? Home loan interest rates are calculated using a set of details unique to everyone. They include your loan amount, how much debt you have compared to your …