A perfect credit score isn't a golden ticket. Here's why I got rejected by Amex and Citi, and how you can avoid the same ...

Credit utilization (e.g., if you have a $10,000 line of credit on your credit card, you should use 30% or less, which would be $3,000 per month) New applications for credit ...

Even with a perfect credit score, you can still be denied a credit card. Find out why it can happen and how to bounce back.

With a bad credit score, it is harder to get a credit card, car loan or rental property. If you do secure loans or a mortgage with bad credit, you will likely have to pay higher interest rates.

Nearly half of Gen Zers (45%) lack a good understanding of the factors that affect their credit score, with roughly 1 in 5 ...

If you have a 600 credit score, you're unlikely to get approved for top-tier credit cards, but you still have good options you can use to build credit.

A credit score in the 500s is an opportunity. By responsibly using a credit card, which means making payments in full and on time every time, you can build up to a better credit profile. And in ...

1. Closing old cards helps your score (spoiler: it doesn't) A lot of folks think closing a credit card will "clean up" their credit. But in reality, it usually hurts their credit score. Here's why.

The less credit you use (meaning, the lower your credit card balance is), the more it can help boost your credit score. The golden number touted by experts is typically less than 30%, but keeping ...

Why it hurts your credit score Almost a third of your credit score depends on how much debt you owe and the portion of available credit you’re using. If you carry large balances or are using ...

If your credit score is 600 or below, solid credit card options are still available. We’ve done the research, and these are some of the best credit cards in the market for someone with a 600 ...