Key takeaways A lower credit score doesn’t necessarily mean a lender will deny you a home equity loan. It does mean the loan ...

Don’t let financial fear hold you back from starting the homebuying process. Here’s everything you need to know to feel prepared, empowered and ready to make your move.

Federal Housing Finance Agency director Bill Pulte announced that lenders may start using VantageScore, a rival to the Fair Isaac Corporation, the company behind the widely recognized FICO score, to ...

To boost your credit score above 750, avoid closing old credit cards, pay bills on time, maintain credit utilization under 30%, and have a mix of secured and unsecured credit. Regularly check ...

Insurance companies typically don't use a FICO credit score to help calculate your rates - they use an insurance credit score. Here's what is and why it matters.

With BNPL loans exploding in popularity, a change is coming to credit scoring that shows just how mainstream they have become ...

Frustrated that you can't get a credit card? OpenSky Secured is a decent option for those unable to pass a credit check or who don't have a bank account.

Buy Now, Pay Later loans will soon affect some credit scores Research has shown that many BNPL users have revolving credit card balances, lower credit scores, delinquencies, and existing debt ...

By CORA LEWIS NEW YORK (AP) — Hundreds of millions of ‘Buy Now, Pay Later’ loans will soon affect credit scores for millions of Americans who use the loans to buy clothing, furniture ...

Best roof financing options There are several ways to pay for a roof replacement or repair. Here are some of the best roof financing options.

Can you actually boost your score in weeks instead of years? I decided to ask ChatGPT for the fastest ways to raise a credit score. Here's what it said.