Affiliate links for the products on this page are from partners that compensate us and terms apply to offers listed (see our advertiser disclosure with our list of partners for more details).

This letter should include: Your personal information and the account number in question A clear statement that you dispute the debt Request for original creditor information and documentation of ...

If you send a 609 letter, you should receive the requested information. If what you receive shows that the debt isn’t yours ...

such as debt verification letters, dispute letters, and pay-for-delete letters. The CFPB also provides letter templates you can use to communicate with your debt collector. Does a pay-for-delete ...

The FDCPA establishes clear timelines that must be followed when you dispute a debt with a debt collector. According to ...