Challenges for self-employed applicants Self-employed mortgage applicants face a few hurdles when getting a loan. These include: The biggest reason obtaining a mortgage is more difficult when you ...

A bank statement loan is a type of mortgage that uses bank statements to help the borrower qualify for financing. These mortgages are geared toward self-employed borrowers who could benefit from ...

If you’re self-employed, the odds of getting approved for a mortgage and getting comparatively favorable terms can go up when you optimize your debt-to-income ratio or DTI. This means you reduce your ...

Learn what you need to speed up the approval process Dhara Singh is a personal finance writer with more than 300 articles published online on topics related to personal loans, mortgages, and ...