You may have seen the term “APR” while shopping for auto loans, mortgages or credit cards. It stands for “annual percentage rate” and describes the yearly cost of carrying an unpaid balance in various ...

Intro APR offer: The Wells Fargo Reflect Card offers a 0% intro APR for 21 months from account opening on purchases and ...

What is a 0% APR Credit Card and How Does It Work? A 0% APR credit card offers a promotional period where you won’t be charged interest on purchases, balance transfers, or both. This period typically ...

The interest rate on your credit card determines how much you’ll pay if you carry a balance. Interest rates vary across different types of cards, but your credit score is a major factor in setting ...

Earlier this year, a coworker told me their parents spent over $10,000 replacing their home's old windows -- and they put the purchase on a regular credit card. Within weeks, 20%+ interest started ...

Credit card annual percentage rates, commonly known as APRs, determine how much you’ll pay in interest if you carry a balance on your credit card. Your card’s APR can vary depending on a few different ...

They have gotten even steeper in recent years ...

Paul Soucy has led the Credit Cards content team at NerdWallet since 2015 and the Travel Rewards team since 2023; he is also director of content for Consumer Credit verticals. He was an editor with ...