Explore top short- and long-term CD rates available today ...
Today's highest CD rate is 4.94% for CD. CD rates from online banks are commonly twice as high as the national average rates.
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How High Could CD Rates Go in 2026?
Stop losing money. 2026 CD rates are around 4.00%. See why a big bank's 0.01% is potentially costing you $1,000+ this year.
Whether you spent or saved a lot of money in 2025 or simply find yourself holding steady, one item all savers can agree on is that it's important to protect and grow their funds further in 2026.
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Best CD rates for January 2026
Savers can still find CDs with maturities from six months to five years offering 4.00% APY or higher ...
After cutting rates late last year, the Federal Reserve will soon make its first rate decision of 2026. Here’s how the ...
If you’ve been eyeing a CD, now may be the time to lock in, as many experts predict that CD rates are likely to dip in December and the coming months. “A third rate cut [from the Federal Reserve] this ...
SEATTLE, Dec. 10, 2025 /PRNewswire/ -- CD Valet is a digital marketplace that connects consumers with the best CD rates and terms nationwide, helping community financial institutions effectively ...
SEATTLE, Nov. 21, 2025 /PRNewswire/ -- CD Valet is a data-driven, saver-first platform that connects consumers with the best verified CD rates and terms nationwide. The company today shared its ...
The Federal Reserve's benchmark rate has fallen by a collective 0.75% this year, thanks to the Fed issuing three 25-basis-point cuts in recent months. In all, the Fed rate has dropped 1.75% since ...
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