A "CD ladder" may sound like some complex investing strategy, but it's actually very simple. It allows you to earn high interest without keeping all of your savings locked up for months or years.

My friend's $60,000 CD ladder is split into 12 CDs with 1-year terms. It generates around $200 in interest every month, with minimal risk. CD ladders can give you the highest APYs available today, ...

Key Takeaways CDs provide predictable income through fixed interest rates and defined maturity dates.FDIC insurance makes CDs one of the lowest-risk income investments available.CD ladders can balance ...

(CNN) — If you have a lot of cash on hand, it should be making money for you. One way to ensure it continuously does that is to set up a ladder of Treasuries or FDIC-insured certificates of deposit ...

Get savings rates that surpass the national average ...

Today's highest CD rate is 4.94% for CD. CD rates from online banks are commonly twice as high as the national average rates.

In the current environment, certificates of deposit (CDs) continue to offer competitive interest rates. Some traditional CD accounts and jumbo CD accounts offer an attractive annual percentage yield ...

My wife and I are saving $50,000 to buy a rental property in 2027. Our CD ladder strategy should earn us around $2,100 in interest. Buying CDs now locks in today's top interest rates and protects us ...

Today's highest CD rate is 4.94% for CD. CD rates from online banks are commonly twice as high as the national average rates. CD ladders let you leverage high rates without locking up all of your ...

If you've stashed money in a certificate of deposit (CD) account or high-yield savings account in the past few years, chances are you've enjoyed a strong rate of return on your money. When inflation ...