Discover how reference rates like the SOFR and prime rate serve as benchmarks for setting interest rates, and explore their impact on mortgages and financial contracts.

Discover how fixed-rate payments work, their benefits, and how they differ in mortgage loans. Learn with examples to make informed financial decisions.

CD rates are still competitive despite recent drops, but where they head in 2026 will depend on numerous factors.

Interest can be charged when you borrow money or earned when you save. When you charge something on a credit card or take out ...

In the elevated interest rate climate of recent years, there have been few affordable borrowing options to choose from. Personal loan interest rates, for example, have been frozen at around 12% for ...

Understand interest costs and fees before you borrow to help choose the best loan option for your business. Many, or all, of the products featured on this page are from our advertising partners who ...

Interest rates play a critical role in shaping the values of different currencies. Central banks worldwide utilize interest rates as a monetary policy tool to manage their economies, making it ...

A decrease in oil supply drives up oil prices, which can raise unemployment and inflation. To counter adverse effects on ...

One way borrowers can get a lower interest rate is by putting more money down upfront. This strategy, called a mortgage buydown, involves buying mortgage points that lower your rate by a certain ...

About 70% of college students rely on loans to finance their education, according to the Urban Institute. And while federal student loans offer lower rates and more hardship relief options, they're ...

The Hale Kamaʻāina Mortgage Program offers qualified first-time home buyers below-market mortgages. Some of the requirements ...