Retirement planning has long relied on two guidelines, the 70 percent "replacement ratio" and 4 percent "withdrawal rate." But no rule of thumb is good all the time, or for everyone, so how are these ...

The common wisdom about how much income Americans need in retirement may not be so wise, according to the U.S. Government Accountability Office. The GAO, which reviewed 59 studies and reports on ...

A new analysis suggests new numbers for pre-retirement income replacement from Social Security benefits. The Social Security Administration calculates pre-retirement income replacement rates using ...

Using data from the Health and Retirement Study for three different age cohorts who retired in three different waves, the analysis found the median replacement ratio for total income in the first or ...

Your income replacement rate is the percentage of pre-retirement income that you'll need to fund your lifestyle once you stop working full-time. Retirees typically rely on a combination of investment ...

A version of this article previously appeared in May 2017. When it comes to helping retirees figure out the financial aspect of their retirement plans, one of the conventions is "income-replacement ...

Retirement is often discussed in terms of income — as in, how much income lost from the departed job a retiree will be able to replace. However, some experts believe that the income replacement rate ...

Retirement planning usually starts with a simple idea: save enough money to replace your income. But there’s one big problem. As you grow older, your income likely increases. For some professions, ...

New retirees frequently rhapsodize about the joys of tossing their alarm clocks into the trash and filling their days with whatever activities they find gratifying. But if they’re honest, most new ...