Debt Management vs. Debt Consolidation: Which is Better? Are you feeling overwhelmed by debt and looking for ways to regain control? Debt management and debt consolidation are two widely used ...

When you’re having trouble paying a credit card bill due to circumstances beyond your control, some credit card issuers may be willing to work with you through a hardship plan. Once a well-kept secret ...

If you're struggling with high amounts of debt and are unable to get the issue under control, the promises made by debt management companies — items like "reduce your payments," "consolidate your debt ...

In 2025, people throughout the U.S. saw rising prices for consumer goods and a reduction in income and employment. Those factors contributed to a substantial rise in credit card debt. According to ...

Debt management is systematically paying off your debts. You can do this on your own or with the help of a professional debt management company. Debt management companies are skilled at negotiating on ...

As high interest rates remain the norm and the cost of everything from groceries to housing continues to rise, it's getting harder for those with credit card debt to fit both their necessary expenses ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. Eligible types of debt: Debt management programs are designed for ...

Could your debt be reduced or forgiven? Take our financial relief quiz. Find my match Could your debt be reduced or forgiven? Take our financial relief quiz. Consolidating debt — without taking out a ...

According to a recent survey, 40% of Americans with credit card debt are under the impression that making minimum payments is an effective way to manage their debt. This misunderstanding is ...

Opinions expressed by Digital Journal contributors are their own. Managing finances is challenging for businesses, especially when clients delay payments. Late payments disrupt cash flow, create ...