Nearly half of Gen Zers (45%) lack a good understanding of the factors that affect their credit score, with roughly 1 in 5 ...

Even with a perfect credit score, you can still be denied a credit card. Find out why it can happen and how to bounce back.

A good credit score also unlocks access to the best rewards credit cards that offer cash back, travel perks, protection on major purchases and luxury benefits. Luckily, it's not difficult to ...

Here are five proven strategies to maintain your high credit score, from timely payments to smart credit utilization.

A credit score in the 500s is an opportunity. By responsibly using a credit card, which means making payments in full and on time every time, you can build up to a better credit profile. And in ...

Some folks have credit scores that soar into the heavens. But many of us have scores that are a bit more down to earth. What type of credit score do we need to get the best credit ...

The The secured Self Visa® Credit Card offers those with a credit score of 600 (or worse) a unique credit-building path. Unlike typical secured cards, it doesn't require an upfront security ...

When I simulated how closing my oldest credit card would affect my credit score, it only showed a one point decrease from 808 to 807. Keep in mind, the exact effect on your credit score can vary.

A credit score is a number between 300 and 850 that represents your creditworthiness. Consumers can get their credit score for free, or it can be included as part of a paid service.

1. Closing old cards helps your score (spoiler: it doesn't) A lot of folks think closing a credit card will "clean up" their credit. But in reality, it usually hurts their credit score. Here's why.

Investopedia tracks over 300 credit card interest rates every month. For June 2025, the average credit card interest rate is ...