Even with a perfect credit score, you can still be denied a credit card. Find out why it can happen and how to bounce back.

Credit utilization (e.g., if you have a $10,000 line of credit on your credit card, you should use 30% or less, which would be $3,000 per month) New applications for credit ...

It's difficult for young consumers to hit an 850 credit score for one key reason, says expert. But this more attainable score ...

Nearly half of Gen Zers (45%) lack a good understanding of the factors that affect their credit score, with roughly 1 in 5 ...

A credit score in the 500s is an opportunity. By responsibly using a credit card, which means making payments in full and on time every time, you can build up to a better credit profile. And in ...

Earning good credit is important, and credit cards can help you to do that. One Reddit user, however, has a score of 800 already. While that score is not perfect (the […] ...

Yet, it is possible to ding your credit score with a high credit card balance, even if you pay it off every month. Suppose you put a $1,000 plane ticket on a credit card with a $1,500 limit, and ...

Why it hurts your credit score Almost a third of your credit score depends on how much debt you owe and the portion of available credit you’re using. If you carry large balances or are using ...

Closing old credit card accounts can actually be bad for your credit score in a few different ways. Instead, keep them open and try this easy trick to boost your score.

If your credit score is 600 or below, solid credit card options are still available. We’ve done the research, and these are some of the best credit cards in the market for someone with a 600 ...

The The secured Self Visa® Credit Card offers those with a credit score of 600 (or worse) a unique credit-building path. Unlike typical secured cards, it doesn't require an upfront security ...