In business, as in life, things can go horribly wrong. Homeowners don't want to be on the hook if a roofer or electrician is injured on the job. Landlords worry about business tenants damaging the ...

A Certificate of Insurance (COI) is a standard document used to demonstrate proof of insurance coverage. The Certificate provides verification of the insurance and usually contains information on ...

Excess liability insurance is extra coverage that kicks in once an underlying policy hits its limits. Learn how it works and ...

CheapInsurance.com reports that states handle SR-22 coverage lapses differently, with varying penalties and enforcement ...

As a former claims handler and fraud investigator, Jason Metz has worked on a multitude of complex and multifaceted claims. The insurance industry can be seemingly opaque, and Jason enjoys breaking ...

COIs verify business insurance coverage, outlining policy type, effective dates, and limits. Unlike insurance binders, COIs are issued for active policies after underwriting is complete. Businesses ...

certificate of insurance and the actual policy contain different provisions, the insurance coverage will follow the specifications outlined in the actual policy.

Here's everything you need to know about a certificate of insurance, from the main features to why they're crucial for your small business Insurance documentation can be a bit of a labyrinth – you ...